torn anal lining
blood poisoning
loss of limps (bondage too tight)
asthma attack (ball and gag)
falling off bed
being pushed off bed
caught by your partner
caught by their partner
ruptured testicle (hard pounding)
busted hemorroids
broke noses (hard face fucking)
torn foreskin
homocide (they shit on my bed sheets)
nipples bitten off
Allergic reaction to latex (condom). Tongue ring getting caught on penis ring. gaping asshole!
Ok really most ins do cover the repair of these issues. However in order to see a specialist you some times need referals which take a little time depending on secretary or referal clerk at your pcp office. So you could be in pain for a bit!