Good question, Dullboy. While normally a boat over 40 feet that is used for pleasure is called a yacht, I actually rarely call it that. When I ask for services from outside vendors, and tell them I need whatever so-and-so for my boat, they ask what kind of boat and admonish me that it isn't a boat, it's a yacht. Really it's just a name. Yacht = > 40' boat. It doesnt mean much to boaters. It is like differentiating it from a cruiser, or trawler, or whatever.
Anyway, at the risk of you being angry at me again, I have more than one boat. I have a little beat up Bayliner that I use fish and whatever. So, sometimes I call the little one boat and the big one yacht, so my fiance knows which one I'm referring to.
I don't have a stuck up or pretentious bone in my body. You don't really know that, so you made some quick assumptions. No biggie.
And yes, I know what it is like to not know where the rent is coming from. I grew up very poor and often didn't have food to eat at night. I worked my way through school and graduate school and got scholarships. I was not coming in here with any ill intent. Most people think boat names are fun to think up. If you hated me or the conversation, you could have put me on ignore instead of enlisting friends to call me fat white trash.