who has the highest car payment?

[heavy_duty]

not me at only $499.00

I have some friends who lease with no money down and pay $1100-$1500/month for bad ass SUV's.

(Canadian dollars of course)

 

[gonelifting]

Not extremely high, but $778 for 3 years to buy my Nissan Pathfinder EX. 5k down. It was a quick 3 years though. Nice.

 

[Wulfgar]

I like 3 year leases
I got my new dodge on a 3 year lease for 640$ a month with down payment(15K)

 

[billfred]

Not me - I hate car payments have been going only cash lately. That keeps within your budget as well. I guarantee you that you will start dropping down a model or 2 in a hurry when you are thinking about taking that whole wad out of savings.

 

[gonelifting]

I like 3 year leases
I got my new dodge on a 3 year lease for 640$ a month with down payment(15K)

Have you ever purchased the car after the lease is up? My BIA leases all the time and the purchase price is great if he chose to buy it. I can't believe he doesn't. I almost bought his 3 yo Maxima when he was done with his lease. $12,000 wtf? That's awesome for a 3 yo and he kept it in GREAT condition. I should have bought the damn thing. It looked brand new.

I don't know how they can do that. He's now leasing a Jeep Grand Loredo for $325 or $399? That's pretty good. Maybe I shouldn't have purchased my truck. Now I gotta pay for repairs, maintenance... lol

 

[heavy_duty]

what car did you get for cash?
it is -30 degrees here, I won't haul my kids around in a shit box?
plus i use my truck for work.

 

[gonelifting]

I got the 1.9% financing for 3 years. or maybe 0.9? hmmm, I forget. That's why I took it instead of paying cash. I hate pauing interest as well. I'm paying down my mortgage early just to have no debt. lol

 

[Wulfgar]

Have you ever purchased the car after the lease is up? My BIA leases all the time and the purchase price is great if he chose to buy it. I can't believe he doesn't. I almost bought his 3 yo Maxima when he was done with his lease. $12,000 wtf? That's awesome for a 3 yo and he kept it in GREAT condition. I should have bought the damn thing. It looked brand new.

I don't know how they can do that. He's now leasing a Jeep Grand Loredo for $325 or $399? That's pretty good. Maybe I shouldn't have purchased my truck. Now I gotta pay for repairs, maintenance... lol

it really depends on how you do it
the way I figured it out with my truck. the lease payments+down+residual= about 2K more than If I bought the truck and made payments for 3 years on it(which would have been like 800+ a month)
to me it is smarter to keep the extra 2-300$ a month, keep it in a high yield fund or even a ing account and let it grow so that when the lease is up you can just grab the $$ out of the account and buy it off right there(plus net a little profit from the interest.

thats how i roll....

 

[heavy_duty]

best time to buy a vehicle is off lease if you know the gy who was driving it and he kept it in good shape.

low miles and low purchase price.

I have a friend who leased a 2003 Chev tracker the buy back is $5000 and she is not going to buy it. the kicker is the fucking car only has 15,000 KM on it. she never fuggin drives it because they have 3 other vehicles and she wont drive on the highway.

over here she could sell it for 10K easy.

 

[heavy_duty]

that's 9400 miles by the way.