The Man: you have the best avatar ever bro. i am working on gettin gmy post number up there to get that but you beat me to it.
To respond to your question: I routinely take off a full week every 6 weeks or so. It works well for me and I come back stronger every time. I gain the fat just as you described as well. My body needs the breaks and responds well too. I hope this helped. Maybe your body is the same.