Don't worry about it bro. You asked a perfectly legit question, just so much bullshit going on at this board at the moment about cardio.
But to answer you first post, yes I like a lot of cardio when cutting, at least an hour every morning and maybe more later on in the day as progress slows.
Never feel retarded asking questions. Pretty much every question has been answered before and is in archive, but if everyone did a search, then we wouldn't have that many new posts each day. So ask away. And like JG said, there has just been a bunch of cardio questions lately that have turned into heated debates......that's why we were just joking about a new cardio thread.