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napsgear
genezapharmateuticals
domestic-supply
puritysourcelabs
Research Chemical SciencesUGFREAKeudomestic
napsgeargenezapharmateuticals domestic-supplypuritysourcelabsResearch Chemical SciencesUGFREAKeudomestic

My new car is totaled....

iggy

Elite Mentor
Platinum
So puds, i had to stop into my moms jewelry store that i didn't want to work at in the first place at 7pm because the girl was complaining of lots of customers (when there weren't any and she wanted to go out and drink)

Was driving my new mercury cougar down a road going 5 under the speed limit. A guy comes flying going about 55 in a truck towards me in the middle of the street. i brake, and try to veer to the left to dodge him, but not far enough to go into the other lane.

Because of this he misses the middle of my car but fucks up the entire right side (tire was in a ditch and frame is fucked up). Car shut off and he was in a ditch. i was fine, no air bags or nothing. was entirely his fault. i got out, went to go see if he was okay (he was in a ditch also).

He had cuts on his face but he was alright, and he told me he hadn't been drinking (but he kind of looked like he had). cops took forever to come, about 40 minutes. I called up my dad. cop came, recorded everything and cited the guy for failure to control. Guy said he wasn't speeding (which i know was bullshit because his skid marks will prove it) and he lost control of his vehicle's rear and that is why he hit me head on.

I was told by the cop my dad took care of the AAA since he showed the tower his card and the tower said he was fine. dad left to take one of his friends home and the cop tells me right before he has to go that he forgot to put in the AAA.

He told me he didn't have time to waste to call it and he was sorry and ordered my car to be towed since he wanted to free the street (as i was calling triple A back up). Whats left of my car got towed and i had to pay $110 to get it back. (cop said the guys insurance will cover it).

family is tried to tell me to go to the hospital to get myself checked out, but i'm fine and didn't have any injuries. car is in really bad shape. cop and a few people told me its probably totaled.

sucks because i planned to move in about 12 days. do any of you know if i can get a rental car or something for awhile because of this from his or my insurance?

i'll post up pics tomorrow....

talk about some bad luck....
 
your insurance will cover a rental for now if u got full coverage i think ...

glad your ok bro..
 
join the club buddy im on foot now too... cept my truck was paid for and all i had was liability
 
Nah. Let insurance take care of everything, including the tow bill.

Remmeber that's why you pay for insurance. So you do'nt have to worry about this shit.

c
 
yeah, but will his cover all my shit? hes got full coverage.
i'm just worried because my dad told me if its totaled i will get a lot less than the actual value of it.
he also told me the guy that hit me's insurance won't cover a rental so in order to get one from my own, my insurance will go up.
 
Not 100% sure about US but as long as you have something called "loss of use" on your policy you get a rental, it just might not compare and there might be a 30 day limit or a cap of like $900 for a rental.
 
yeah, but will his cover all my shit? hes got full coverage.
i'm just worried because my dad told me if its totaled i will get a lot less than the actual value of it.
he also told me the guy that hit me's insurance won't cover a rental so in order to get one from my own, my insurance will go up.

Depends on the State Laws. Michigan has no-fault insurance and your own company pays no matter who's at fault.

I got hit here in NY 3 weeks ago. Totally the other guys fault. He had Geico and they covered everything for me including the rental car for 2 weeks while the body work was being done.
 
In mass if you don't have rental, you are screwed. Not sure if his will foot the bill. I would fight for one from his company and also check your coverages.

Glad you're ok iggy
 
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