Where to slowly put $5000 for emergency savings

[miplank]

Yea i could make it on my own, i have 3 jobs. I prob wouldnt be able to pay all my tickets every month but I could get an apt.

the reason im broke is because im 21 and dont have a career yet. Am i supposed to be making 4000 a month at 21 y/o? thatd be nice but that jus isnt possible because of my past

How could you make it on your own? You just said you only had $600 a month left over every month from your 3 jobs and you're not currently paying any rent or utilities or anything like that.

I don't know cali, but I think you'd be hard pressed to find an apartment that you could rent for much less than $600 and have money left over for other necessities.

 

[the.gladiator1987]

Just a heads up glad, some time this week whenever I'm free I'm going to outbid everyone else on all your ebay apricot sales and then not pay.

Be on the look out for someone with no ebay feedback whatsoever.

lol they are only buy it now, you cant bid

 

[-SD-]

PTA program. Its 21 months long, and you only need 4-5 classes as pre requisites. After the 21 months you are gonna make at least 45,000/year

Im not finished with school, I need to take the pre req's next semester and in spring, then start the PTA program next year

I "could" move out in the summer, but exactly. Ill be done with school at 23 y/o, thats still really young

Whats PTA, physical therapy assistant? How do you know you are going to be making 45k? Seems kinda high for just a PT assistant, maybe the actual PT starts out at 45k?
Why not just get a degree in PT and actually become a PT instead of the PT's assistant? You need a bachelors degree at minimum nowadays, now thats a good long term investment.

 

[chris302001]

Whats PTA, physical therapy assistant? How do you know you are going to be making 45k? Seems kinda high for just a PT assistant, maybe the actual PT starts out at 45k?
Why not just get a degree in PT and actually become a PT instead of the PT's assistant? You need a bachelors degree at minimum nowadays, now thats a good long term investment.

lol @ glad enrolling anywhere other than community college...

 

[jiggagold]

pta's make good money dave 35+, pt's have their masters,

high demand for pta's as well

 

[-SD-]

pta's make good money dave 35+, pt's have their masters,

high demand for pta's as well

I dont know because I dont live in cali but just seems like weak sauce when you could just get a bachelors degree (which he should be getting anyhow) and become a full on PT instead of being the other PT's bitch. Seems you would be forever limited to just being a PTA since PT requires bachelors for license, etc.

 

[the.gladiator1987]

How could you make it on your own? You just said you only had $600 a month left over every month from your 3 jobs and you're not currently paying any rent or utilities or anything like that.

I don't know cali, but I think you'd be hard pressed to find an apartment that you could rent for much less than $600 and have money left over for other necessities.

I have 600 left after paying every single debt i have. i could reduce those by not paying the tickets and skipping some months until finally i got caught up. Just switching my priorites. i would make it but it wouldnt be the most ideal situation at all

I would def have to have a roommate, apt's are 700 alone for 1-2 bdr

 

[the.gladiator1987]

Whats PTA, physical therapy assistant? How do you know you are going to be making 45k? Seems kinda high for just a PT assistant, maybe the actual PT starts out at 45k?
Why not just get a degree in PT and actually become a PT instead of the PT's assistant? You need a bachelors degree at minimum nowadays, now thats a good long term investment.

thats what the starting salary is.

A PT would mean i would have to get my bachelors, get my masters, and by the time that happens im pretty sure they are gonnamake PT's have to get a PhD. Thats a lot of fuckin school

so why not short cut it, get a pta cert, then while im working as a pta i can work on my bachelors and eventually be a PT later on? that makes more sense to me

plus like jigga said PTA's are in high demand with the baby boomers

 

[jiggagold]

From what I'm told you cant get a bachelors in PT, its either associates or masters. Sounds retarded but thats what someone in the program told me.

 

[-SD-]

Masters is better than no bachelors