Where to slowly put $5000 for emergency savings

[miplank]

so not being broke means being able to live on your own? that makes no sense. So if i had an apt with a roommate would i be considered "broke" because I cant pay the whole rent each month?

Its smarter for me to live at home, not have to pay rent, save up money, pay off my bills, THEN go get my own place.

Living on your own is a start yes. Having a roommate has nothing to do with it, you're not paying anything towards your living expenses.

I agree it's smarter for you to be at home right now to save, but the reason you need to do that is because of your income level (broke). Lets put it this way, if your dad booted your ass out of his house right now and you had to make it on your own could you?

 

[the.gladiator1987]

how long do you plan on living at home

Also whatever money you are blowing it could be said that you arent doing all you can to make moving into your own place happen sooner because of that.

If im living with my dad, and he encourages me to buy silver, then idk what the problem is. Im only 21 and im goin to school. Why should i have the extra burden of rent/utilities. Im not blowing my money

In summer once I have all my debt paid off, I plan on moving out

 

[-SD-]

If im living with my dad, and he encourages me to buy silver, then idk what the problem is. Im only 21 and im goin to school. Why should i have the extra burden of rent/utilities. Im not blowing my money

In summer once I have all my debt paid off, I plan on moving out

So whats the school plan, bachelors, AA, certificate or....? Since you are moving out this summer are you finished with school? If you are going to be in school longer you may as well stay with dad until you are finished. Millions of college students do this and thats understandable.

 

[75th]

Just a heads up glad, some time this week whenever I'm free I'm going to outbid everyone else on all your ebay apricot sales and then not pay.

Be on the look out for someone with no ebay feedback whatsoever.

 

[chris302001]

Just a heads up glad, some time this week whenever I'm free I'm going to outbid everyone else on all your ebay apricot sales and then not pay.

Be on the look out for someone with no ebay feedback whatsoever.

lmao, good idea! :signs up for next week:

 

[miplank]

Just a heads up glad, some time this week whenever I'm free I'm going to outbid everyone else on all your ebay apricot sales and then not pay.

Be on the look out for someone with no ebay feedback whatsoever.

loolololololololololo

 

[lartinos]

Mitch is right bro. It comes to back to you being delusional about who you are and where you are. I was broke at 21 as well. But after I graduated college I got a fulltime job etc.. What path are you on? Silver and daytrading will get you nowhere. What will get you somewhere is hardwork and the realization you are indeed starting from the bottom.

 

[75th]

What sucks for glad is that working primarily from home gives me a lot of free time.

Although I did just sign a lease on Thursday for office space. May have to back out of the deal.

 

[the.gladiator1987]

Living on your own is a start yes. Having a roommate has nothing to do with it, you're not paying anything towards your living expenses.

I agree it's smarter for you to be at home right now to save, but the reason you need to do that is because of your income level (broke). Lets put it this way, if your dad booted your ass out of his house right now and you had to make it on your own could you?

Yea i could make it on my own, i have 3 jobs. I prob wouldnt be able to pay all my tickets every month but I could get an apt.

the reason im broke is because im 21 and dont have a career yet. Am i supposed to be making 4000 a month at 21 y/o? thatd be nice but that jus isnt possible because of my past

 

[the.gladiator1987]

So whats the school plan, bachelors, AA, certificate or....? Since you are moving out this summer are you finished with school? If you are going to be in school longer you may as well stay with dad until you are finished. Millions of college students do this and thats understandable.

PTA program. Its 21 months long, and you only need 4-5 classes as pre requisites. After the 21 months you are gonna make at least 45,000/year

Im not finished with school, I need to take the pre req's next semester and in spring, then start the PTA program next year

I "could" move out in the summer, but exactly. Ill be done with school at 23 y/o, thats still really young