I bought a sammich and drink for a runaway kid in front of the market the other day. Someone will come though and help you when you are old and homeless.
We won't be homeless, we'll be debt free, own our home -- however small-- and vehicle outright. Hubby's SS will be our primary source of income.
Actually, without a mortgage or other debt we'll be about where we are now financially His SS benefits in six years are going to be just around half of what his monthly income is now.