I expected to come into this thread to find that Curling accidentily caught himself on fire and was running around the yard flailing his arms in the air screaming for help. Come on, it's curling we're discussing here.....
On a serious note, that 100% blows Curling. Really sucks to hear what a hit you took on everything. You and your family are ok though, that's what counts the most. The bikes can be replaced (although I'm going to shed a tear or two if you tell me it was an old Indian, those are classic).
Good luck deaing with the insurance company. If they start presenting you numbers you don't think are right, talk it over with a lawyer. Insurance can be a bitch sometimes because they don't want to pay out.