95lbs!! crazy compared to now man. haha same here mate, i'm not what you'd call an endurance athlete.
You have never had to cut?? thats genetics for ya. As you have been lean all your life you prob don't realise how envious us more fat prone crowd are, although i do put on muscle ridiculously fast as a plus.
I'm pretty much already doing everything you mentioned, 5 hrs of fasted morning cardio a week, carbs only after cardio and workouts etc etc. i think I need me a fat burner
I'm assuming in your info to the side that norcal is northern California, thats sick brah! hoping to move out there one day myself with the girl. I'm in the uk and man does the grass seem a whole lot greener........