continue with school or stay at union job?

[the.gladiator1987]

bro as long as providing the best life possible, by any means, for your family is your top priority, do whatever makes you happy after that.

Yea, that is what I am thinking too bro. Honestly having these kids changed me to be very unselfish and just want to do whats best for them, and in my eyes that is the PT job. Although the union job wont be horrible as a back up plan, the PT is just what I think would make me happy, and the fact that I got there would be rewarding too.

thx bro

 

[zwhit]

its a lot of fucking work though. my mom tried to go back to school when we were all still small and she wasn't prepared for the amount of work it took plus raising 3 kids. not trying to be discouraging but if you go to school and quit the job, be prepared to go at it with all you've got. don't quit the job then halfway through school decide its too much to handle

 

[nangiggles]

Keeping the job with part time school seems doable. No?

Sent from my HTCEVOV4G using EliteFitness

 

[miplank]

I could be a model if i wanted to, theyd pay me to get invisalign , with you theyd have to pay for steroids, synthol injections, and reconstructive surgery

But anyway I dont need to talk shit lol, its a waste of time, plus it gets old. I am doing just fine and the only way from here is forward, whatever decision I choose

Lol, sure thing bro.


Looking forward to your next thread months down the line about your mess of a life.

 

[the.gladiator1987]

Yea, complete mess of my life asking if I should go to school full time or keep my union job that pays 20/hr with full benefits...ya what a complete mess of life right

One day maybe I can be like you and buy Mexican trucks, then I'd know I have my priorities straight!

 

[Captain FT]

Glad

I like you bro, always have, you have a likable personality to you. I think you completely misunderstood what Mitch was trying to tell you and in your defense maybe he could have said it less "Mitch-like". Sometimes its hard to read someones inflection, mannerism, and intension in an email, message board post, whatever. You're trying to do the right thing for your family, Mitch was trying to give some solid advice and I think it got taken the wrong way due to word choice.

Lets all slap dicks and make up and I'll take pics.

 

[the.gladiator1987]

its a lot of fucking work though. my mom tried to go back to school when we were all still small and she wasn't prepared for the amount of work it took plus raising 3 kids. not trying to be discouraging but if you go to school and quit the job, be prepared to go at it with all you've got. don't quit the job then halfway through school decide its too much to handle

Yea true man. The good thing is that my fiance can watch the kids and work too. We could make it with me going to school full time and her working and me getting grants and loans, but it would be a lot harder. But one thing for sure is that I am not giving up on school.

 

[nangiggles]

Yea true man. The good thing is that my fiance can watch the kids and work too. We could make it with me going to school full time and her working and me getting grants and loans, but it would be a lot harder. But one thing for sure is that I am not giving up on school.

Why not do school part time and keep tour job? Steady but surely you study, u see your kids and you keep benefits. Why cause potential strain going to school full time and working here and there? Where would u get health insurance from?

Sent from my HTCEVOV4G using EliteFitness

 

[the.gladiator1987]

NAN that's most likely what I will do until I can work for my brother. I still need 60 units , about 18 classes, so 2 classes a semester will take me 4 1/2 years to get my bachelors, plus another 3 for the DPT program (doctorate of physical therapy)

If I went full time it'd take me about 2 years plus 3, instead of 4 1/2 plus 3

 

[nangiggles]

NAN that's most likely what I will do until I can work for my brother. I still need 60 units , about 18 classes, so 2 classes a semester will take me 4 1/2 years to get my bachelors, plus another 3 for the DPT program (doctorate of physical therapy)

If I went full time it'd take me about 2 years plus 3, instead of 4 1/2 plus 3

I understand it takes way longer but you get to keep important health benefits, make memories, be around your kids, have stable income and keep a potentially good job, also those years you stay go towards your 401k and pension.

Most young people have instant gratification issues, there's a get rich quick or die trying mentality.

I know u want to get done quickly but its not memememe anymore, you have to do what's right by the family as well and financial stability is one of those things, I think that's what plank may have meant by "man up'. Realize its not about what you want to do but what you should do.

Most people I know who have worked over a decade in a company did so because they have a family and a responsibility, sometimes you do have to put ur wishes, hopes and dreams in the back burner when u have kids. I'm not saying don't go to school, I'm saying do it the responsible way.

Sent from my HTCEVOV4G using EliteFitness

 

[the.gladiator1987]

Glad

I like you bro, always have, you have a likable personality to you. I think you completely misunderstood what Mitch was trying to tell you and in your defense maybe he could have said it less "Mitch-like". Sometimes its hard to read someones inflection, mannerism, and intension in an email, message board post, whatever. You're trying to do the right thing for your family, Mitch was trying to give some solid advice and I think it got taken the wrong way due to word choice.

Lets all slap dicks and make up and I'll take pics.

yea true, thats why i hate texting, cus ill be saying something funny and then i get a reply like wtf ur weird lol

if we all slapped dicks ur dicks would get beat the hell up by my snake, just sayin

 

[nangiggles]

Dick slap competition! I'll measure and make the final determination
from my HTCEVOV4G using EliteFitness

 

[the.gladiator1987]

Id be putting girls in wheelchairs

 

[the.gladiator1987]

Yea very true. I would never quit my job if I knew I wouldnt be able to support me and the kids. So that wouldnt be the issue. The Pt would be a career and better pay which would be better for my kids, although the union job isnt bad either.

I know what youre saying though. I will just have to go to school part time until I can either get a set schedule at work, or get that job with my bro. Cus I think my bro will defintely pay me good while IM in school. And I can live off loans and grants if I go full time will be more than if I went part time.

But Im not wanting to go to school for me, Im wanting to go so I can get a better job for my family. I mean yea I would like it better, but thats not my reason for doing it. So when he says man up, it doesnt make sense to me.

I understand it takes way longer but you get to keep important health benefits, make memories, be around your kids, have stable income and keep a potentially good job, also those years you stay go towards your 401k and pension.

Most young people have instant gratification issues, there's a get rich quick or die trying mentality.

I know u want to get done quickly but its not memememe anymore, you have to do what's right by the family as well and financial stability is one of those things, I think that's what plank may have meant by "man up'. Realize its not about what you want to do but what you should do.

Most people I know who have worked over a decade in a company did so because they have a family and a responsibility, sometimes you do have to put ur wishes, hopes and dreams in the back burner when u have kids. I'm not saying don't go to school, I'm saying do it the responsible way.

Sent from my HTCEVOV4G using EliteFitness

 

[nangiggles]

Yea very true. I would never quit my job if I knew I wouldnt be able to support me and the kids. So that wouldnt be the issue. The Pt would be a career and better pay which would be better for my kids, although the union job isnt bad either.

I know what youre saying though. I will just have to go to school part time until I can either get a set schedule at work, or get that job with my bro. Cus I think my bro will defintely pay me good while IM in school. And I can live off loans and grants if I go full time will be more than if I went part time.

But Im not wanting to go to school for me, Im wanting to go so I can get a better job for my family. I mean yea I would like it better, but thats not my reason for doing it. So when he says man up, it doesnt make sense to me.

I highly doubt selling apricot seeds will be as stable and have as many benefits as the union job, why "live off loans" when you can stay union full time and study pt? Wouldn't it be better to not increase your debt amount long term?

Sent from my HTCEVOV4G using EliteFitness

 

[the.gladiator1987]

I highly doubt selling apricot seeds will be as stable and have as many benefits as the union job, why "live off loans" when you can stay union full time and study pt? Wouldn't it be better to not increase your debt amount long term?

Sent from my HTCEVOV4G using EliteFitness

Lol I wouldn't sell apricot seeds, I'd maybe be indirectly involved though by packaging them or being customer service. But the point is that is have a part time job that pays enough to pay bills and a little extra. But yea no benefits although my fiance gets benefits through Kays.

BTW my brothers biz made 6 figures in sales last month so they're booming

 

[Captain FT]

yea true, thats why i hate texting, cus ill be saying something funny and then i get a reply like wtf ur weird lol

if we all slapped dicks ur dicks would get beat the hell up by my snake, just sayin

Maybe troo I got a baby dick

 

[miplank]

Fuck off captain ft don't speak for me you slimy cocksucker.


Glad is an idiot, and I meant it.

 

[miplank]

we still boys tho

 

[nangiggles]

we still boys tho

you and ft or you and glad? lolol

 

[ceo]

as a student, state of CA will take care of his healthcare. MediCal will cover wifey and kiddos if wifey ain't got no bennies.

 

[Captain FT]

Ho lee fuk, I was drunk and don't remember replying to this.

 

[zwhit]

I usually see my posts hours later and think "when the fuck did I write that" even when I'm not drinking

 

[TableFun]

Lol I wouldn't sell apricot seeds, I'd maybe be indirectly involved though by packaging them or being customer service. But the point is that is have a part time job that pays enough to pay bills and a little extra. But yea no benefits although my fiance gets benefits through Kays.

BTW my brothers biz made 6 figures in sales last month so they're booming

This never happened.

 

[Captain FT]

Fuck off captain ft don't speak for me you slimy cocksucker.


Glad is an idiot, and I meant it.

you and ft or you and glad? lolol

Me obviously, stupid twat.

 

[miplank]

you and ft or you and glad? lolol

me and FT


fuck glad

 

[Captain FT]

OMG lolololilolililolilolol.

 

[nangiggles]

Me obviously, stupid twat.

That's it! That's fucking it! I'm releasing your IP from my network for good u bitch ipconfig /release
I shall not /renew motherfucker

Sent from my HTCEVOV4G using EliteFitness

 

[miplank]

OMG lolololilolililolilolol.

lololollooloolllo

 

[wootoom]

Come on, Glads a good bro


Sent from my iPhone using Tapatalk

 

[musclemom]

as a student, state of CA will take care of his healthcare. MediCal will cover wifey and kiddos if wifey ain't got no bennies.

Pennsylvania doesn't have anything like that. You either qualify for Medicare or you're covered by your parent's insurance. If life circumstances dictate that you don't fall into those two categories you're basically fucked.

 

[Captain FT]

That's it! That's fucking it! I'm releasing your IP from my network for good u bitch ipconfig /release
I shall not /renew motherfucker

Sent from my HTCEVOV4G using EliteFitness

You can't I'm in your back door for good. How's my malicious worm feel?

 

[mrplunkey]

Here's PA's child healthcare assistance program: CHIP Eligibility & Benefits

If they're making less than $47,100 then the kid's care is free
If they're making less than $58,875 then the kid costs $48 per month
If they're making less than $64,763 then the kid costs $67 per month
If they're making less than $70,650 then the kid costs $77 per month

 

[musclemom]

Here's PA's child healthcare assistance program: CHIP Eligibility & Benefits

If they're making less than $47,100 then the kid's care is free
If they're making less than $58,875 then the kid costs $48 per month
If they're making less than $64,763 then the kid costs $67 per month
If they're making less than $70,650 then the kid costs $77 per month

Glad doesn't live in PA and FYI, the rules are totally different when you start talking about people over the age of 18. Amazingly enough, perfectly healthy young people over age 18 get sick, too. For instance, I had to be hospitalized for a full week when I was 27. Luckily I had insurance but if I hadn't I would have died 21 years ago because there is no way I would have gotten our family into that kind of a financial jam and I would have died from what I had otherwise.

But like I said, Glad lands butter side up. He'll be just fine no matter what he does. Fucker is the definition of dumb luck.

 

[nangiggles]

Glad doesn't live in PA and FYI, the rules are totally different when you start talking about people over the age of 18. Amazingly enough, perfectly healthy young people over age 18 get sick, too. For instance, I had to be hospitalized for a full week when I was 27. Luckily I had insurance but if I hadn't I would have died 21 years ago because there is no way I would have gotten our family into that kind of a financial jam and I would have died from what I had otherwise.

But like I said, Glad lands butter side up. He'll be just fine no matter what he does. Fucker is the definition of dumb luck.

Health insurance debate makes me shiver, with universal care my hubby would have died, without insurance I'd have a $52k debt and with the insurance I had I ended with $2800 debt, had it been today it would me about $7200, what a mess...

Sent from my HTCEVOV4G using EliteFitness

 

[ceo]

Pennsylvania doesn't have anything like that. You either qualify for Medicare or you're covered by your parent's insurance. If life circumstances dictate that you don't fall into those two categories you're basically fucked.

And I bet Pennsylvania isn't nearly as broke as CA is either!

 

[ceo]

Here's PA's child healthcare assistance program: CHIP Eligibility & Benefits

If they're making less than $47,100 then the kid's care is free
If they're making less than $58,875 then the kid costs $48 per month
If they're making less than $64,763 then the kid costs $67 per month
If they're making less than $70,650 then the kid costs $77 per month

Wow. That's pretty fuggin good deal for parents. 70K goes a long way in PA too.

 

[musclemom]

Wow. That's pretty fuggin good deal for parents. 70K goes a long way in PA too.

Yeah, CHIP (Child Health Insurance Program) isn't half bad, kind of PITA because it's basically an HMO but if you have no health insurance through your job but are overqualified for state medical assistance it's a lifesaver. My son was covered from the time he was about 15 until 18. I was working full time making about $30k but my company didn't offer health insurance and I couldn't afford personal health insurance. I had no healthcare but at least the kid was covered, damned good thing too, he broke his elbow in gym class and needed immediate surgery, would have destroyed me.

When you turn 18 the rules flip though. I think you have to be making less than $12k a year as an individual to qualify for state health insurance.

 

[mrplunkey]

Wow. That's pretty fuggin good deal for parents. 70K goes a long way in PA too.

The quantity, size and scope of the safety nets out there are unbelievable.

Can you believe 47 million people get food stamps?

Nine million people get social security disability.

108,592,000 people received benefits from means-tested government programs in Q4 of 2011 (I know, it's a little dated).

And when you add in non-means tested programs like Medicare and Social Security, that number rises to 151,014,000

* Source: 2011 Census data

 

[ceo]

The quantity, size and scope of the safety nets out there are unbelievable.

Can you believe 47 million people get food stamps?

Nine million people get social security disability.

108,592,000 people received benefits from means-tested government programs in Q4 of 2011 (I know, it's a little dated).

And when you add in non-means tested programs like Medicare and Social Security, that number rises to 151,014,000

* Source: 2011 Census data

Yeah, it's about 40-50% of America on some sort of gov't assistance. Wonder how they vote?

 

[digimon7068]

Here's PA's child healthcare assistance program: CHIP Eligibility & Benefits

If they're making less than $47,100 then the kid's care is free
If they're making less than $58,875 then the kid costs $48 per month
If they're making less than $64,763 then the kid costs $67 per month
If they're making less than $70,650 then the kid costs $77 per month

and there's still people running around PA with uninsured kids...nice, huh??

you have to take tests before they'll issue you a driver's license but you can procreate at will...fucking ponderous, man...

 

[mrplunkey]

Yeah, it's about 40-50% of America on some sort of gov't assistance. Wonder how they vote?

Oh, we know which way they'll vote.

This has been Barry's approach all along. It's genius -- and I don't mean that as a backhanded compliment. It is a well-formed, ruthless, pragmatic and even reasonably-well executed strategy.

And it's so simple: Secure over 50% of voters on government assistance, then let them keep voting themselves more and more things. Barry and his ilk can stay in power effectively forever.

Really the only downside are the people left over in the system. While the wealthy and the portable can move on to greener pastures, the core of Americans will be trapped in a poorer and poorer environment where they vote themselves a larger portion of an ever-shrinking tax base. Want to see where it's already happened? Look no further than Detroit. That's what the entire US will be like in ten to twenty years. And do you think the guys who looted Detroit stay there now? Well of course not. They've moved on and left the voters to wallow in their own filth.

In other words, the system is working as intended. Have you seen the Dow lately? Somebody's getting rich!

 

[digimon7068]

Oh, we know which way they'll vote.

This has been Barry's approach all along. It's genius -- and I don't mean that as a backhanded compliment. It is a well-formed, ruthless, pragmatic and even reasonably-well executed strategy.

And it's so simple: Secure over 50% of voters on government assistance, then let them keep voting themselves more and more things. Barry and his ilk can stay in power effectively forever.

Really the only downside are the people left over in the system. While the wealthy and the portable can move on to greener pastures, the core of Americans will be trapped in a poorer and poorer environment where they vote themselves a larger portion of an ever-shrinking tax base. Want to see where it's already happened? Look no further than Detroit. That's what the entire US will be like in ten to twenty years. And do you think the guys who looted Detroit stay there now? Well of course not. They've moved on and left the voters to wallow in their own filth.

In other words, the system is working as intended.

actually they moved out and bears and raccoons and packs of wild dogs moved into the abandoned houses...

 

[musclemom]

The quantity, size and scope of the safety nets out there are unbelievable.

Can you believe 47 million people get food stamps?

Nine million people get social security disability.

108,592,000 people received benefits from means-tested government programs in Q4 of 2011 (I know, it's a little dated).

And when you add in non-means tested programs like Medicare and Social Security, that number rises to 151,014,000

* Source: 2011 Census data

You do realize that a lot of the assistance programs for the working poor are based on an income scale and people who are working full time and making about $8.00/hour qualify (in my state) for about $16.00 a month in food stamps, right?

As for it being "easy" to get SSD, I can tell you for a fact it's NOT. I have a freaking autistic stepdaughter and it still took a lawyer and an appalling amount of medical/psychological tests that were not covered by her insurance to get her SSD award, and they didn't make it retroactive to her birth, but to when the definitive test was done. Apparently as far as the government is concerned she "became" autistic when she was properly diagnosed.

People who don't know the system from the inside don't understand just how humiliating and dehumanizing the system is, how hard it is to get the proper help, how little that help actually does help. Yeah, it keeps you alive, but get you into a position to better your life? No. And forget working and continuing to collect assistance. People bitch about welfare but the problem is welfare doesn't help you get OUT of welfare. There is no job assistance, there is no bridge that helps you build job skills or a cash cushion, there is no system that bridges you off welfare and into the job market. You get a job that bumps you off welfare even by a PENNY you're done, even if that job still has you at poverty levels.

The system makes it nearly impossible for an honest person to get their life straightened out if they're on welfare.

 

[digimon7068]

You do realize that a lot of the assistance programs for the working poor are based on an income scale and people who are working full time and making about $8.00/hour qualify (in my state) for about $16.00 a month in food stamps, right?

As for it being "easy" to get SSD, I can tell you for a fact it's NOT. I have a freaking autistic stepdaughter and it still took a lawyer and an appalling amount of medical/psychological tests that were not covered by her insurance to get her SSD award, and they didn't make it retroactive to her birth, but to when the definitive test was done. Apparently as far as the government is concerned she "became" autistic when she was properly diagnosed.

People who don't know the system from the inside don't understand just how humiliating and dehumanizing the system is, how hard it is to get the proper help, how little that help actually does help. Yeah, it keeps you alive, but get you into a position to better your life? No. And forget working and continuing to collect assistance. People bitch about welfare but the problem is welfare doesn't help you get OUT of welfare. There is no job assistance, there is no bridge that helps you build job skills or a cash cushion, there is no system that bridges you off welfare and into the job market. You get a job that bumps you off welfare even by a PENNY you're done, even if that job still has you at poverty levels.

The system makes it nearly impossible for an honest person to get their life straightened out if they're on welfare.

bottom line?? most employers don't like to hire people off of welfare...there is a high degree of skepticism directed at someone that got themselves on welfare in the first place...the problem with welfare is that too many of the people that are on it are too shiftless and lazy to get off their own ass and find a job(s) to support themselves...they just sit and wait for the government to provide them with one, either directly through government job creation or indirectly, by offering tax credits to employers that are desperate enough to take the risk.

you can be anything that you want to be in this country...including a welfare recipient.

 

[mrplunkey]

You do realize that a lot of the assistance programs for the working poor are based on an income scale and people who are working full time and making about $8.00/hour qualify (in my state) for about $16.00 a month in food stamps, right?

As for it being "easy" to get SSD, I can tell you for a fact it's NOT. I have a freaking autistic stepdaughter and it still took a lawyer and an appalling amount of medical/psychological tests that were not covered by her insurance to get her SSD award, and they didn't make it retroactive to her birth, but to when the definitive test was done. Apparently as far as the government is concerned she "became" autistic when she was properly diagnosed.

People who don't know the system from the inside don't understand just how humiliating and dehumanizing the system is, how hard it is to get the proper help, how little that help actually does help. Yeah, it keeps you alive, but get you into a position to better your life? No. And forget working and continuing to collect assistance. People bitch about welfare but the problem is welfare doesn't help you get OUT of welfare. There is no job assistance, there is no bridge that helps you build job skills or a cash cushion, there is no system that bridges you off welfare and into the job market. You get a job that bumps you off welfare even by a PENNY you're done, even if that job still has you at poverty levels.

The system makes it nearly impossible for an honest person to get their life straightened out if they're on welfare.

I don't doubt that you personally had a bad experience getting SSDI. But look at the larger picture:

And then ask yourself: How far do you have to go to find an ad for a firm helping someone receive SSDI? Isn't it on every other billboard? What about TV commercials? They are everywhere. And radio ads? Yup, more SSDI ads there too.

So are we supposed to believe that thousands of these SSDI specialty firms are tricking millions of people to give them money (or a percentage of their benefit) all to no avail?

Again, I don't doubt you had a bad experience. But in the macroeconomic sense, the floodgates are wide open.

 

[musclemom]

I don't doubt that you personally had a bad experience getting SSDI. But look at the larger picture:

And then ask yourself: How far do you have to go to find an ad for a firm helping someone receive SSDI? Isn't it on every other billboard? What about TV commercials? They are everywhere. And radio ads? Yup, more SSDI ads there too.

So are we supposed to believe that thousands of these SSDI specialty firms are tricking millions of people to give them money (or a percentage of their benefit) all to no avail?

Again, I don't doubt you had a bad experience. But in the macroeconomic sense, the floodgates are wide open.

It's in my nature to find reasons for observable phenomenon. Something like the obvious increase in SSD enrollment as illustrated by the chart you provided made me curious. Made the government curious too. A report was generated last year addressing that very issue. It's a PDF, the most pertinent information starts on page 6. http://1.usa.gov/LVaqgB

I admit I got bored and stopped reading after page 7 or so but from what I read it says the increase in SSD/SSI enrollment comes from the aging workforce/increase in age of retirement (and I can tell you from personal experience, you can eat right, exercise, and your body still starts to fall apart after a certain age, it's inevitable, you can't stop it and it hits women harder and younger than men), the increase in women in the workforce, and rule changes that were enacted in 1980 and 1984 that loosened the definitions of qualifying conditions. IOW, you want to be irked at anyone, get irked at Reagan (the graph mirrors that, with the jumps starting in Bush, Sr.'s administration). That would have been when the oldest baby boomers would be hitting their mid 40s and that's the age the first chronic health conditions love to start cropping up particularly in women.

So here we are 20+ years later and baby boomers are forced to keep working because a lot of them lost their retirement investments during the crash and/or their homes lost resale value and/or companies have discontinued pension plans -- can you imagine it? You get a letter in the mail, you've worked for a company for 30+ years and you had this money, you got these statements, you were counting on it and with the strike of a pen that extra $100k or so you expected to be there when you retired is just gone. My husband was lucky, his company just decided to freeze his but I've heard of them just being ... deleted (I'm sure there's another word for it but I can't think of one right now).

BTW, the report does address the issue of health insurance and how many potential workers may stay on SSD because they need health care benefits and there is a question of how the Affordable Health Care act may impact SSD enrollment.

Old age for a lot of us (in the middle to lower end of middle class especially) is a scary, scary place. It's one of the reasons you go into a fast food joint and often as not the person taking your order has wrinkles and gray hair instead of acne and braces. You can't make over a certain amount of money and continue to receive your cash and medical benefits. Plus, you usually get one meal a day at a fast food place for free or reduced cost and every little bit helps, even if it is only calories and not real food.

 

[mrplunkey]

I'm not irked at Reagan. I'm irked at FDR for starting this whole mess.

Pick the war... War on Poverty, War on Drugs, War on Terrorism... our government can take any bad thing and make it much, much worse.

And you do often accurately portray the plight of the middle and lower classes, but there's one and only one sustainable way to help them -- private sector employment. We need to eradicate this silly notion that you can take something from one group of people and hand it to another group of people without repercussions. We need explosive private sector growth to get out of this mess and instead we get more taxes, more regulation, more government waste, more public schools, more lawsuits and an ever-expanding social safety net. I love listening to politicians talk about helping people without jobs. Who destroyed their jobs in the first place? It's like someone who murders their parents in cold blood then asks the court for leniency because they are an orphan.

But until people decide it's time to do something differently, we're destined to stay on our course of being the United States of Detroit. So far, the system is working as intended. Have you seen the Dow today? Somebody is doing really well!