"Bank error in my favor" - need advice.

[Razorguns]

What proof will the bank have? a video?

on the computer it's a simple $500 withdrawal. What's the bank gonna say? "Go and count the bills in your purse"

All she has to do is say "No" and the bank has to prove it. ain't easy.

 

[WODIN]

He's right.

It's stealing. Doesn't matter if it was a mistake, it's still stealing.

Yep.

Everything else on here and your own desire to keep the money is simply rationalizing being a theif.

 

[Spartacus]

the bank can just take it from you...

loot the fucker eh?
who wouldn't

 

[blut wump]

You have no proof that the error, if there was any, was made at the bank. Sadly, in this day and age, you can't trust the bank to be honest if you turn up there and say something along the lines of "I think we have $500 of your money". They'll take it and then wait for you to prove that it wasn't theirs.

For all you know, at this stage, some mysterious benefactor may have slipped an extra $500 into her pocket. Put the money aside and see who contacts you. Don't even mention it to anyone lest word gets back to the bank and they then contact you knowing that they can get an easy $500 profit out of you just by asking for it.

You clearly don't know for certain where the money came from so require clear evidence before parting with it.

Of course, if she left the bank knowing that they'd overpaid her to the tune of $500 then it's due for return.

 

[mustang_00]

i say hold onto it until someone contacts her. Chances are they won't. Yeah they had her account open so she could withdraw 300. When changing bills they don't have to acknowledge it on your statement especially since the 20's came from her wallet (not into or out of her account) and she just changed them for 100's. So narrowing down the error of a 500 dollar transaction wouldn't be much help. I know some banks have a policy if they do find out of an error like this that their allowed a certain amount of business days to get ahold of the person if not it's free and clear and their not allowed to take it from her account or charge a random fee. When did this happen? They'd have to know that 500 was missing right away since they have to count their drawers before and after bank hours. Termination is VERY likely since the job description of a bank teller is pretty much based on accuracy,attention,customer service.

I don't see how that error would even consider a slap on the wrist..

friend had 500 dollars in 20's (25 of them)
she wanted a total of 5 one hundred dollar bills.
how do you miscount 25 more 20 dollar bills? which would equal the thousand?? even if you're counting the 300 she took out of her account in the error the teller still added 10 more twenty's

Is there anyway your friend gave her more than 25 20's??

i haven't slept since thursday night but i'm thinking this could have happened

the teller didn't give her the 300 dollars she took out right away. maybe your friend counted wrong and gave the teller 35 twenty dollar bills to exchange for single 100 bills. so 300 from her account and the 700 possible mistake by your friend equals 1000. to me that sound more likely no offense. and who the hell carries 500 dollars in twenty's anyways??

 

[mountain muscle]

Yep.

Everything else on here and your own desire to keep the money is simply rationalizing being a theif.

WTF?

I told her to return the money? She still needs to assess "reasonable" fees for her trouble.

 

[WODIN]

WTF?

I told her to return the money? She still needs to assess "reasonable" fees for her trouble.

I was agreeing with you borlymangusonus.

 

[Delinquent]

I had this happen a long time ago. The bank did figure out what happened and almost sent the police out to make sure the money was given back as they considered it theft. I being the ever so active 18 year old spent the money. I talked with the bank manager and had to give back the money once I got paid. They will find the mistake and they will demand the money back. Even though it was a mistake on their part, banks do not just let money slip away like that

 

[gtrcivic]

well the teller is out $500 and probably will get fired for that....they will try to contact your friend and see if she was given too much and if so could she return it....either way, the teller is effed !!!

 

[Island Son]

admit it bro.... your lady friend flashed some extra $100's around and you're all like "where'd you get that" and she's like "i was at the bank and the teller miscounted 10 $100's instead of 5 100's" and you're like "cool i'll ask EF what to do oh boy oh boy i get to start a thread" and her purse starts beeping AGAIN and you're like "hey baby what's that" and she's like "oh that's my garage door opener it always does that when the battery's low but i gotta go meet my uncle John for a couple hours" and you're like 'see you later bye Roxanne'