Same boat.
Gonnabebig....
People are laughing at you, thinking this is a joke and wondering how or why a married couple wouldn't be having sex.... but I'm the same.
I've known my wife for two and a half years, and we got married on August 4th. We still haven't had sex.
I think the reason in my case is, she think she's too skinny and doesn't have too much confidence in herself when it comes to her appearance.... I think she's the most beautiful thing in the universe, but it's about what she thinks about herself.... I haven't even seen my own wife naked. She's not confident enough to take her clothes off in front of me.
(I hope she doesn't read this)
When will we have sex? I don't know. Maybe never. She jokes that we never will.... because she doesn't seem to have much of an interest in it. Sometimes I think there's some underlying truth to the joke. I don't ASK her actively "When are we gunna have sex?".... but she says in about 5 years as a passing, half-joking statement.... but it doesn't seem to be getting any more likely as time goes on.
The reason I wouldn't ever ask her directly for sex or pressure her into it, is because she knows I want it. That's obvious from my body language and other things.... and when we've talked about it. There's no doubt that she knows. But she just doesn't want to.... and I don't really see the point in doing something that the woman you love doesn't want to do. Isn't sex meant to be a mutual thing between loving partners?
So.... frustrating as it is, I'd never force it on her.... I don't even ask or, pressure her or make her feel bad for it. If we're gunna have sex, I want her to do it because she wants to do it. Not because I've forced her against her will.
So, you're not the only married guy in the world who hasn't had sex with his wife. And now I see, neither am I.
I don't know what advice to offer you.... I don't know your wife's reasons for not wanting to. I guess all I can say is wait.... and focus on what's really important to you. Is it worth losing the woman you love so you can have sex now rather than later? I think if you ask yourself in 10 years time.... the answer will have been painfully obvious. So, don't do anything you'll regret.
I hope she comes around for you.
(Damn, I really hope my wife doesn't get to see this)