I remember some years ago I had debts left right and centre and no money to pay any of them. I was evicted, forced to sell my car and bike, couldn't afford to pay for the gym and the only food I was living off was bread, tuna fish and baked beans.
Now I couldn't have asked for more, good job, loving fiancee, nice house, nice car.
It's these testing times that either break or make our characters and such experiences shape who we become.
Hang in there and remember once you hit the bottom, there is only one way left to go and that, my friend, is up!