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this cat made $240,000 last year

7x9twg7.jpg



85puuir.jpg




http://i13.tinypic.com/72k5awh.jpg


this is not me. repeat not me.
 
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lol, where is that one thread that Phaded started this summer where everyone was posting their W-2's and bragging. That shit was hillarious
 
lol whats with the glove? And the card in the bandanna? And the money in the license plate? And wearing two watches?
 
PuddleMonkey said:
lol whats with the glove? And the card in the bandanna? And the money in the license plate? And wearing two watches?
All required gear when you are going for the "I look fucking ridiculous" look.
 
try stoli elit, that's the best vodka

97 • Stolichnaya Elit Vodka $59.
Clear. Very neutral aromas of river rocks, faint anise, and custard. A silky, effortless entry leads to a glycerous, dryish medium-to-full body of sweet cream, powdered sugar, talc, and tarragon, and honeyed lemon verbena flavors. Finishes with long, smooth wet stone and lemon custard-like fade. Superb texture, smoothness, and clean pure flavors. (tasted on Oct-05-2007)

http://www.tastings.com/search_spirits.lasso

http://www.tastings.com/scout_spirits.lasso?id=182559
 
dead_reggin_storage_fashi said:
7x9twg7.jpg



85puuir.jpg




awsome!



this is not me. repeat not me.


just hired



Where's the cat


baaaaaaaaaaa this thread is begging for an allthewhey appearance.
 
Wulfgar said:
i was literally expecting this "cat" to be of the feline variety.

I was too.

And when I clicked on the link, I was expecting pictures of the lolcat variety.

Not so much of the douchbag variety.
 
fistfullofsteel said:
try stoli elit, that's the best vodka

97 • Stolichnaya Elit Vodka $59.
Clear. Very neutral aromas of river rocks, faint anise, and custard. A silky, effortless entry leads to a glycerous, dryish medium-to-full body of sweet cream, powdered sugar, talc, and tarragon, and honeyed lemon verbena flavors. Finishes with long, smooth wet stone and lemon custard-like fade. Superb texture, smoothness, and clean pure flavors. (tasted on Oct-05-2007)

http://www.tastings.com/search_spirits.lasso

http://www.tastings.com/scout_spirits.lasso?id=182559
i beg to differ. imo the best vodkas are batch made and not continuously run - like the stolis are

get on the distillation forums and post the above, and yorue going to get into a fight pretty quick lol
 
Phaded said:
lol @ 240k i make that in a day



Stop being a cheap fuck then and support EF with a Platinum membership at $0.30/day . You spend enough time here, how about picking up part of the bandwidth?

Write us an MO or a check on something. Its the least you can do for subjecting the staff to look at your arsseneck avatar every time we come here to clean up a little...
 
Shit chigga I spend that much in a day.
 
I'd have taken those pics with a can of Bud Light, but then again, I spent a lot of time in Kentucky. Would have painted a giant #8 on the hood of that Porche too.
 
calveless wonder said:
one reason i hate my industry?

douchebags like this can get paid.

bet you this guy doesn't clear 70k this year

You have to "out douchebag" the douchebags, son. Look them straight in the eye and kill them with an arsenal of douchebeggery far worse than whatever they can conjure up.

You will have many :)'s as a result.
 
Wow he is too cool! I bet all the ladies want to get with him. Well maybe they do for his money. He looks like a joke flashing all that shit.
 
Knock It Off said:
You have to "out douchebag" the douchebags, son. Look them straight in the eye and kill them with an arsenal of douchebeggery far worse than whatever they can conjure up.

You will have many :)'s as a result.

guys like this don't last. probably spent all his dough and is now crying about not being able to make it in a tough market (although there's alot of those)
 
calveless wonder said:
guys like this don't last. probably spent all his dough and is now crying about not being able to make it in a tough market (although there's alot of those)

You mean he made his cash with a real job? By the looks of his pics I thought he was a drug dealing criminal with nice toys :rolleyes: What was with the gun?
 
Big Rick Rock said:
Stop being a cheap fuck then and support EF with a Platinum membership at $0.30/day . You spend enough time here, how about picking up part of the bandwidth?

Write us an MO or a check on something. Its the least you can do for subjecting the staff to look at your arsseneck avatar every time we come here to clean up a little...
He can't, he has lost his pants with his checkbook in them!

LOL
 
silverstar1025 said:
You mean he made his cash with a real job? By the looks of his pics I thought he was a drug dealing criminal with nice toys :rolleyes: What was with the gun?

His license plate says some mortgage company..so yeah. he probably owns it and has a bunch of hoodlums telemarket for him and he just sells and gouges the clients for high fees
 
calveless wonder said:
His license plate says some mortgage company..so yeah. he probably owns it and has a bunch of hoodlums telemarket for him and he just sells and gouges the clients for high fees

Nice! So I guess the gun was just for the extra wow factor. I guess he wanted people to know don't try to steal from him because he has a gun! :rolleyes:
 
Big Rick Rock said:
Stop being a cheap fuck then and support EF with a Platinum membership at $0.30/day . You spend enough time here, how about picking up part of the bandwidth?

Write us an MO or a check on something. Its the least you can do for subjecting the staff to look at your arsseneck avatar every time we come here to clean up a little...

lol i was gonna go chairman.. i asked if i could send a wire for chairman.. i would have paid off an entire year..

but then i got banned for one of the dumbest reasons on the planet.. so i figged instead of paying for plat/chairman ill just give the money to someone on this forum who needs it..
 
GoldenDelicious said:
i beg to differ. imo the best vodkas are batch made and not continuously run - like the stolis are

get on the distillation forums and post the above, and yorue going to get into a fight pretty quick lol


According to an ex russian girlfriend all vodkas sold outside russia aren't that good compared to a vodka that is made in a certain part of russia which is not exported and will not be exported anywhere. I know there are some super vodkas out there like that but they don't count.
 
Phaded said:
lol i was gonna go chairman.. i asked if i could send a wire for chairman.. i would have paid off an entire year..

but then i got banned for one of the dumbest reasons on the planet.. so i figged instead of paying for plat/chairman ill just give the money to someone on this forum who needs it..


You didn't get banned if you are still here.

"Dumb reason" is subjective. Just because you don't agree with a rule or enforcement there of. Does not make it "dumb", it just means online community management is just beyond your scope of understanding. Everybody would love to do whatever they want, everywhere, all the time. That just can't work.

You can't really be that sore about it. You are still here making us look at your pale ass and generic tribal tattoo.
 
Phaded said:
i might still go plat i want a bigger avatar :)


Ah gosh...

I was just kidding bro. You are welcome to suck up free bandwidth.

You don't need a bigger assvatar!
 
fistfullofsteel said:
According to an ex russian girlfriend all vodkas sold outside russia aren't that good compared to a vodka that is made in a certain part of russia which is not exported and will not be exported anywhere. I know there are some super vodkas out there like that but they don't count.
russians dont have the monopoly on good vodka - the vodka nerds do. although i dont doubt that its the russian vodka nerds making the stuff youre talking about

im not trying to be an ass - its simple science. you cant do with a continuous process what you can do with a batch process, and a nerd connossuier watching over it

my best vodka (not even that good, versus the time i put into it) put every label ive ever tasted to shame. there are dudes out there that spent 10x more on their distillation setup and are retarded abotu vodka quality. they use grey goose equivalents to mix into coke, seriously

(i did :) )

...then i ran out :( :( :(
 
GoldenDelicious said:
russians dont have the monopoly on good vodka - the vodka nerds do. although i dont doubt that its the russian vodka nerds making the stuff youre talking about

im not trying to be an ass - its simple science. you cant do with a continuous process what you can do with a batch process, and a nerd connossuier watching over it

my best vodka (not even that good, versus the time i put into it) put every label ive ever tasted to shame. there are dudes out there that spent 10x more on their distillation setup and are retarded abotu vodka quality. they use grey goose equivalents to mix into coke, seriously

(i did :) )

...then i ran out :( :( :(


she said there isn't alot of the stuff and it is only sold a certain time of the year. she thought stoli and greygoose tasted like crap.
 
Good vodka is odorless and tasteless no?



Kettle One makes good Vodka.
 
This cat is TOTALLY GEIGH !!!!
Maybe he could drop some coins at the local fashion consulting clinic, that shit went out with the whole Crips and Bloods fag stuff...................or was it Miami Vice I am remembering??
Cheers
 
If that fucking idiot has a TT 911, a house, and another car, he's living month to month on $240K. I bet the douchebag is bankrupt in a year.
 
my fav vodka is level is can drink that shit straight out the bottle.
 
Guys... I think he was joking when he took the pics. Doubt this is really how he views himself.
 
Big Rick Rock said:
Guys... I think he was joking when he took the pics. Doubt this is really how he views himself.


I dunno bor. There are a ton of dumbshit people in their 20's that made a lot of money without working too hard in the mortgage bidness in the last few years. I know a bunch just like this guy that really think they're the shit because of it too. They aren't making a thing now.
 
dead_reggin_storage_fashi said:
haha no shit.

3 sick cars and a nice house.

and he owes on all of em. wait till they all get repo'd/foreclosed this year ('08).
 
jnevin said:
I dunno bor. There are a ton of dumbshit people in their 20's that made a lot of money without working too hard in the mortgage bidness in the last few years. I know a bunch just like this guy that really think they're the shit because of it too. They aren't making a thing now.

this is very true.

calveless and jnev know what they're talking about. I've seen it too. And I'm starting to see some of them lose it all. It was just too easy to make a ton of money in the last few years in the mortgage biz. Those that were young and new to it just spent and spent. At least this kid bought a house...but then he bought all those high dollar cars, and guarantee he financed them (or leased). He will have nothing to show for his meager efforts in a year or two.
 
ceo said:
this is very true.

calveless and jnev know what they're talking about. I've seen it too. And I'm starting to see some of them lose it all. It was just too easy to make a ton of money in the last few years in the mortgage biz. Those that were young and new to it just spent and spent. At least this kid bought a house...but then he bought all those high dollar cars, and guarantee he financed them (or leased). He will have nothing to show for his meager efforts in a year or two.


He probably didn't put anything down on the house either, so he'll be lucky to break even when he tries to dump it in a saturated market after realtor and title fees. Some realtors and L.O.'s I know are shitting themselves because they built spec homes and now they're stuck with them.
 
jnevin said:
You reposting sonofabitch.

I'mma drive over there wit my homie BMAC in his 911 and bust a cap in yo azz wit my 9 nigga! I got em all wit all the monies I made slingin loanzzz. Real crip shit homes!





and to think I tried to give you k again but couldn't...where's my hit bitch?
 
jnevin said:
He probably didn't put anything down on the house either, so he'll be lucky to break even when he tries to dump it in a saturated market after realtor and title fees. Some realtors and L.O.'s I know are shitting themselves because they built spec homes and now they're stuck with them.

LOL! yep.

Income = $20K/mo
Big House = $0 down (on $1mm property - now worth only $800K)
Note Rate = 1% (he probably doesn't even understand Neg Am)
3 Phat Cars = $2000/mo pymt.
Leftover cash to flash ~$15K/mo

Having all that shit repo'd and looking like the true douchebag you are = Priceless
 
ceo said:
I'mma drive over there wit my homie BMAC in his 911 and bust a cap in yo azz wit my 9 nigga! I got em all wit all the monies I made slingin loanzzz. Real crip shit homes!





and to think I tried to give you k again but couldn't...where's my hit bitch?


Man, so many things I'm glad I didn't buy in the last year. A boat and an S8 are two I'd really be kicking myself over right now.
 
jnevin said:
Man, so many things I'm glad I didn't buy in the last year. A boat and an S8 are two I'd really be kicking myself over right now.

Yep, no shit. I'm still driving my honda, have equity in my home, cash in the bank, maxing my 401K, and doing "ok" in a down market. But, I'm a little nervous about it still.
 
ceo said:
Yep, no shit. I'm still driving my honda, have equity in my home, cash in the bank, maxing my 401K, and doing "ok" in a down market. But, I'm a little nervous about it still.


Uh-huh. Still rocking the Subie, same with the equity. Still rebuilding after divorce as far as the $$$ goes, but it is what it is. I have demonseed jr. on the way, so I gotta get a little busier.
 
silverstar1025 said:
Wow he is too cool! I bet all the ladies want to get with him. Well maybe they do for his money. He looks like a joke flashing all that shit.
oh please, big muscles, nice cars, a gun, a "thugged out i dont give a fuck facial expression..."

ladies eat that shit right up, i bet he gets mad pussy
 
jnevin said:
I dunno bor. There are a ton of dumbshit people in their 20's that made a lot of money without working too hard in the mortgage bidness in the last few years. I know a bunch just like this guy that really think they're the shit because of it too. They aren't making a thing now.


Back in late 2003, at the same time I started working for EF, I was being courted by a HUGE Mortgage firm. One of my rowdawgs from HS was working there. The kid was a HS dropout with a GED, he started working in the mail room at the company around 01, and ended up running his own team of Spanish-speaking broker(first one in the whole company).
 
ceo said:
LOL! yep.

Income = $20K/mo
Big House = $0 down (on $1mm property - now worth only $800K)
Note Rate = 1% (he probably doesn't even understand Neg Am)
3 Phat Cars = $2000/mo pymt.
Leftover cash to flash ~$15K/mo

Having all that shit repo'd and looking like the true douchebag you are = Priceless


You're forgetting that commissions are taxed at 37%, so he's got closer to $13K, then his house payment which, with escrows in CA could be around $4K/ mo in that sweet option arm that's now at 9%, only paying maybe 1.5%. The TT Porsche alone is probably $2K, the other two cars are probably another $1,600. I'm thinking an H2 and a 5 series. My cell is usually around $500, so I'm sure he's close to that. I'll bet he has a shitload more on credit to fill his house, so probably another $3,500 in minimum payments on double digit credit card debt. I bet he's using cards to pay his cards.
 
Big Rick Rock said:
Back in late 2003, at the same time I started working for EF, I was being courted by a HUGE Mortgage firm. One of my rowdawgs from HS was working there. The kid was a HS dropout with a GED, he started working in the mail room at the company around 01, and ended up running his own team of Spanish-speaking broker(first one in the whole company).


There was a lot to be made with pretty minimal effort for a while. It's still there, but I think I'll be lucky to do half of what I was for the last 5 years.
 
jnevin said:
You're forgetting that commissions are taxed at 37%, so he's got closer to $13K, then his house payment which, with escrows in CA could be around $4K/ mo in that sweet option arm that's now at 9%, only paying maybe 1.5%. The TT Porsche alone is probably $2K, the other two cars are probably another $1,600. I'm thinking an H2 and a 5 series. My cell is usually around $500, so I'm sure he's close to that. I'll bet he has a shitload more on credit to fill his house, so probably another $3,500 in minimum payments on double digit credit card debt. I bet he's using cards to pay his cards.

who the fuck is taxing commissions at 37%? Is that what they pay you on a w2? Dude........

i could never work for a w2 shop as opposed to 1099(ROFL, i almost typed 1003) if they were ripping me like that.

he probably gets 1099 and beats the fuck out of his taxes
 
calveless wonder said:
who the fuck is taxing commissions at 37%? Is that what they pay you on a w2? Dude........

i could never work for a w2 shop as opposed to 1099(ROFL, i almost typed 1003) if they were ripping me like that.

he probably gets 1099 and beats the fuck out of his taxes


I'm not fucking around with taxes again.
 
calveless wonder said:
after recalling your story, point taken


Not that I fucked with them to begin with. It's just that going through that shit was/ is stressful. Not to mention, L.O.'s out here get audited all the time. It's because we have more fraud than any other state.
 
jnevin said:
I'm not fucking around with taxes again.



What was the story?
 
calveless wonder said:
who the fuck is taxing commissions at 37%? Is that what they pay you on a w2? Dude........

i could never work for a w2 shop as opposed to 1099(ROFL, i almost typed 1003) if they were ripping me like that.

he probably gets 1099 and beats the fuck out of his taxes



I am getting ass fucked right now when tax time comes. I should file a deatth cert I think

wonder bread check your pms
 
nimbus said:
lots of peeps drank their hatorade this morn


I agree, he spends all his money but this is no different then him working a regular job making $40k a year salary then having a truck payment + bike payment + rent etc


he made his keep, his fucked some top shelf pussy. he was on top when the market was hot but not anymore. who knows. I am not going to hate on robbie
 
dead_reggin_storage_fashi said:
I agree, he spends all his money but this is no different then him working a regular job making $40k a year salary then having a truck payment + bike payment + rent etc


he made his keep, his fucked some top shelf pussy. he was on top when the market was hot but not anymore. who knows. I am not going to hate on robbie



Tell him to come over here to EF and man up to his pics... Lets see how many peeps engage him once he is here.
 
Big Rick Rock said:
Tell him to come over here to EF and man up to his pics... Lets see how many peeps engage him once he is here.


he is a regular guy who ran into a good thing. His business took off, he spent his earnings and lived it up. I cannot hate him.

you think the haters would come out and talk shit till their eyes turn brown?
 
A guy I know just had the bank funding his development reduce the funding, bitten in the ass by the housing market. Unless the negotiation goes well he may have to file bankruptcy.
 
dead_reggin_storage_fashi said:
he is a regular guy who ran into a good thing. His business took off, he spent his earnings and lived it up. I cannot hate him.

you think the haters would come out and talk shit till their eyes turn brown?


I don't hate him, but I'd talk shit to him. He comes across as a tool in those pics. Young punk lacking common sense.
 
dead_reggin_storage_fashi said:
I agree, he spends all his money but this is no different then him working a regular job making $40k a year salary then having a truck payment + bike payment + rent etc


he made his keep, his fucked some top shelf pussy. he was on top when the market was hot but not anymore. who knows. I am not going to hate on robbie

how does Robbie...excuse me..."BMac" feel about you posting his pics all over the net? Especially on a joose board?

I think the reason we are "hating" is because he looks like a wanna be gangsta...and NOT a "professional" businessman. I'm guessing you didn't post these ridiculous pics out of your admiration for him either.

I'd be embarassed to say, "look there's my loan officer -- hey (my 30-40 yr. old professional friends and family) you guys should use him, he's great. Go ahead, trust him with your single largest financial decision. He's a respectable businessman. He'll help you through the process, he really knows this business...etc., etc." You know, how you talk up someone you're referring. People would take one look at him and think he was a gangster/drug dealer/thug/whatever - then they'd think I was a crazy fool for trusting him with my home financing. And they'd be right.

I do sincerely hope he had these pics taken as a big ass joke, and this is not how he truly rolls. I have a feeling that is the case. Having said that, it's still stupid.

Jnev, calveless...izzat how yous rolls too?
 
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