Insurance question

[shirlene29]

I took the bumper cover off the bmw for two weeks when it was cracked to shit

total for a new M5 cover and paint, 500 bucks.

don't take it to a fucking dealership for body work ..holy crap
only take your car to a dealership when its absolutely fucking necessary like special software upgrades or warranty work..or in the case of fricken audis and bimmer and benz, having some electronic component programmed to your stupid car.

the cover is cosmetic, the actual bumper is under the cover.

It isn't illegal to drive it without it...most i dealt with was a cop asking me if I was ok when i was pulled over for a phone call...he asked if someone hit me...I told him no...the wrecked bumper was home and it happened at home. Wheel chuck, long story :/

 

[shirlene29]

also judging by the pics bumper wizard could probably straighten it out at your house for like 200 bucks
if the clips actually ripped out of the bumper they can plastic weld the stupid things in there.

 

[miplank]

holy fucking repost

 

[nangiggles]

It is not illegal...


that is just a cover, it's not an actual fucking bumper you n00b ass n00b

I know that damn it I'm talking about this

nan,


A.) Don't you ever fuckin take your car to the dealer again unless it's for warranty work.
2.) You can just buy the new clips and reattach your bumper.
C.) You take horrible fucking pictures and I can't even tell wtf I'm looking at to help you further
7.) Just remove the entire bumper cover and you can drive around w/o it for now until you figure out wtf to do.
E.) Your husband has to be the biggest most worthless man in the world
19.) In the event that you actually broke the bumper, I can give you a number of a place to get a new cover much cheaper than the dealer and you'll just have to have it painted.

 

[miplank]

I know that damn it I'm talking about this

yeah, so am I...


learn english please.

tyia

 

[shirlene29]

not having the cover on isn't illegal nan


not having a bumper is probably illegal in all states...not having a bumper cover isn't
it isn't a safety issue of any kind to not have it on

 

[nangiggles]

also judging by the pics bumper wizard could probably straighten it out at your house for like 200 bucks
if the clips actually ripped out of the bumper they can plastic weld the stupid things in there.

WTF is bumper wizard?

total for a new M5 cover and paint, 500 bucks.

The cheapest OEM bumper I've found is $280 so far and it will need painting seems because VT are so new there are no aftermarket parts yet anyway, if I'm looking at $600+ I rather have the insurance take care of it and get it done right.

 

[nangiggles]

yeah, so am I...


learn english please.

tyia

lolol I just understood, fuck me, my bad

 

[zwhit]

call your agent and tell him/her what's going on and they will help you keep your rate down if they're worth a shit. you pay insurance to handle this shit


I had two claims within 4 months a while back and my rate didn't budge. first one, a limb fell on my truck, the adjuster estimated damages and cut me a check minus the deductible (of course it cost me like half to actually have it fixed). second was a hit and run to my wife's truck while we were in the movie theatre so I had to pay like a $200 hit and run deductible and they covered the rest.

 

[nangiggles]

I don't have an agent, I did the whole thing online, I'm waiting for a few autobody shops to give me a quote before I make the claim.