IMO university shouldn't be taken lightly. You have to take in account 4-5 years to get a degree then maybe a few more depending on your field of choice, that's 4-5 years of student loans plus lost wages for those 4/5 years. Then you get out and hopefully you can find a job, now hopefully the field you chose pays enough to be worth it. Your coming out with maybe 30-40 thousand in student debt, plus you'll want a car and a house(or rent), and your already starting behind the game. Compared to my friends that went, In the form of assets I'm way ahead, I do have some going for law so of course they'll do better but I just don't think it was worth it for me. Trades or oil field seems more logical, I should say I'm generalizing if your going into a field you love then by all means you can't put a price on happiness.