"For fat burning it apparently takes 25 minutes at a moderate pace just to start into the fat buring process and anything more than 45-50 minutes you'll start cutting into muscle stores. So basically you want to go from 25-45 minutes sessions at a moderate pace. You should work up a good sweat and your heart rate should be up enough but only enough so you don't feel like getting off."
Unfortunately, this "Personal Trainer/MuscleRag" myth doesn't die easily.
The idea of tapping into fat stores after 'x' number of minutes is physiologically correct, but it is of no real value. Once you realize that at rest you are utilizing nearly all of your energy from fat, then logic would tell you "why exercise, if I am already burning fat"?
The fuel source is not the key to bodyfat reduction, but the caloric expenditure and post-exercise metabolism increase. At rest we are burning all fat, but it is a small number of calories, whereas at 85+VO2Max, we are burning mostly carbohydrates, but the number of calories is far greater. Also, with higher intensity exercise, metabolism is increased significantly up to 24 hours, while at low intensity it diminishes very quickly.
Also, the idea that higher intensity exercise is catabolic is erroneous. Higher intensity is by definition resistance exercise. Take a look at cyclists and sprinters; their legs are massive.
High Intensity Interval Training is a great method for getting the most out of cardio.