hmm...I totally didnt see you ask....Id say no more than a cpl hundred a yr even with collision provided you have a clean driving record and credit ( if your state allows it)
we pay 120 bucks a yr for yr round insurance on the bandit for both of us...no collision
we pay 120 bucks a yr for yr round insurance on the bandit for both of us...no collision

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(although my husband thinks that may be hard on the porcelain, frankly I know our current toilet is older than me so who gives a shit). With that particular method you might want to put TP in the trash ... of course, then that goes into a land fill so there's no winning, is there?