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bakemeacookie
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damn u guys are harsh. I thought i was the resident prick. fuckers.
c
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the accident, pt 2.
- Thread starter iggy
- Start date
kx250rider
New member
This thread has turned ugly, and it's up to Iggy as to what to do in the end. It sounds to me like he has a good character, and if he does have to get a lawyer, he will act in good faith and not go for what he doesn't feel he's due. The catch-22 about that is, the lawyers will all want to over-demand by about 1000%, as it's not worth the going rate for a lawyer to fool around with a damage claim of a few thousand dollars, or even $20,000.
If I were in his shoes, I'd sit down and write a letter to both insurance agents, with a copy (cc) to the State of (_______) insurance commissioner or whatever that state uses to enforce fair practices in insurance, and send the letters to the two agents via certified mail with return receipt. That letter should contain EVERYTHING, so as they can't say later that they didn't know what accident you're talking about, etc. It should have (date, time, and repeating all of the details of the accident), the police report, photos of damage, and copies of any receipts to date, and any estimates for repairs to the cars, along with what if any other costs you have, or will have to, cover. Add all that up, and figure in a little for time & effort you lost, and write that you demand that this be settled by (___) date, or you will refer the matter to an attorney.
Iggy, if you do that, and still nothing happens by the date you demanded, which could be whatever you want that sounds fair; maybe 10 days, you can go get a lawyer without a guilty conscience later, as long as you don't let the lawyer talk you into creating all kinds of fake injuries from impotence to sore toenails, and an unfair sum for pain & suffering. Also be sure to get this going before the statute of limitations expires, which in many states is 1 year from the date of the accident.
Charles
If I were in his shoes, I'd sit down and write a letter to both insurance agents, with a copy (cc) to the State of (_______) insurance commissioner or whatever that state uses to enforce fair practices in insurance, and send the letters to the two agents via certified mail with return receipt. That letter should contain EVERYTHING, so as they can't say later that they didn't know what accident you're talking about, etc. It should have (date, time, and repeating all of the details of the accident), the police report, photos of damage, and copies of any receipts to date, and any estimates for repairs to the cars, along with what if any other costs you have, or will have to, cover. Add all that up, and figure in a little for time & effort you lost, and write that you demand that this be settled by (___) date, or you will refer the matter to an attorney.
Iggy, if you do that, and still nothing happens by the date you demanded, which could be whatever you want that sounds fair; maybe 10 days, you can go get a lawyer without a guilty conscience later, as long as you don't let the lawyer talk you into creating all kinds of fake injuries from impotence to sore toenails, and an unfair sum for pain & suffering. Also be sure to get this going before the statute of limitations expires, which in many states is 1 year from the date of the accident.
Charles
i called my lawyer today and he's going to call me back tomorrow.
he's a family friend charles, and he wouldn't do any of that.
I asked my agents secretary to let me talk to him and she said he was out again. I told her he hadn't called me back yet and I need to talk to him. I then told her i'm going to call corporate.
my parents were both wrong, yet I mistakenly listened to them when I should of just went with my own instinct. I predicted this would happen and it did. Next time i'll take matters in my own hands and ignore them.
What the lawyer wants is 1/3 of the settlement pay charles. I'm getting my knee checked out tomorrow again. hopefully it doesn't come back as anything too horrific.
thanks for the help charles. do you think I should just write the letter/email instead of calling corporate, or would you recommend doing both?
he's a family friend charles, and he wouldn't do any of that.
I asked my agents secretary to let me talk to him and she said he was out again. I told her he hadn't called me back yet and I need to talk to him. I then told her i'm going to call corporate.
my parents were both wrong, yet I mistakenly listened to them when I should of just went with my own instinct. I predicted this would happen and it did. Next time i'll take matters in my own hands and ignore them.
What the lawyer wants is 1/3 of the settlement pay charles. I'm getting my knee checked out tomorrow again. hopefully it doesn't come back as anything too horrific.
thanks for the help charles. do you think I should just write the letter/email instead of calling corporate, or would you recommend doing both?
I'm glad you are being more proactive in this matter Iggs, sometimes you just gotta do things yourself if you want them done right and fast
talked to my lawyer. he told me not to talk to her agent, adjuster, or agency. Apparently also, she didn't even show up at court and pay the $95 fee they gave her for running the redlight and nearly killing me (a smaller fee then two parking tickets I was given at osu last year). So there is a warrant for her now.
My adjuster told me yesterday I would finally get a rental car, but that I would have to pay for the difference (wtf). They told me they set it up at enterprise, but i went there and found out my adjuster accidentally set up a car for the person that hit me instead of me. They apologized and fixed it the next day (which is today). I have to pay $2.50 for 30 days unless the other agency takes liability. (which if they don't i'm taking someone to court).
My adjuster told me yesterday I would finally get a rental car, but that I would have to pay for the difference (wtf). They told me they set it up at enterprise, but i went there and found out my adjuster accidentally set up a car for the person that hit me instead of me. They apologized and fixed it the next day (which is today). I have to pay $2.50 for 30 days unless the other agency takes liability. (which if they don't i'm taking someone to court).
bakemeacookie
New member
That's true. claims adjusters guys handle claims. agents handle policies.
I have no idea why you keep trying to reach the agent.
c
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