yeah, but will his cover all my shit? hes got full coverage.
i'm just worried because my dad told me if its totaled i will get a lot less than the actual value of it.
he also told me the guy that hit me's insurance won't cover a rental so in order to get one from my own, my insurance will go up.
The at-fault party's insurance will get you a rental. If you get a rental through your insurance, they'll get the money back from the other party.
I'd suggest you stop listening to your dad on this, sounds like he's full of bad information. Talk to your insurance agent first thing Monday morning and get all the answers from him.