How to get a 720 credit score, and keep it..

[hanselthecaretaker]

I don't want any credit cards after the bullshit I'm dealing with now.

 

[Lestat]

I don't want any credit cards after the bullshit I'm dealing with now.

explain

 

[Dial_tone]

Each credit agency uses a scoring system with different ranges. 720 would be great on one but not so good on another.

 

[eddymerckx]

know how to keep a 799---i let my wife pay the bills and give me $50/week

 

[HS Lifter]

Cash is king.

Cash is worthless.

Cash doesn't earn you points/cash back/miles.
Cash does not let you dispute a charge.
Cash doesn't double mfg's warranty.
Cash doesn't.....

I'm sure you get my drift.

Plus, change sucks!

 

[Razorguns]

Cash is worthless.

Cash doesn't earn you points/cash back/miles.
Cash does not let you dispute a charge.
Cash doesn't double mfg's warranty.
Cash doesn't.....

I'm sure you get my drift.

Plus, change sucks!

Cash allows you to tell your boss to go fuck himself.

r

 

[puddlemonkey]

Cash does not let you dispute a charge.

Yeah, thats great... I have one now. Is this a perk of CC's? Cause as its looking the assmunch that stole my CC info from someones site and used it to buy a bunch of shit is getting away with it. Its been 3 days since I opened my dispute, and I bet I don't get shit back when I do finally hear from them.

 

[Razorguns]

Yeah, thats great... I have one now. Is this a perk of CC's? Cause as its looking the assmunch that stole my CC info from someones site and used it to buy a bunch of shit is getting away with it. Its been 3 days since I opened my dispute, and I bet I don't get shit back when I do finally hear from them.

1) keep your debit on you always for in-store purchases. Stuff where you sign something.

2) on the internet, use a CC with a limit. That way fraud is limited, and you can simply not pay the bill when it's misused. There's more onus on the company to conduct an investigation asap.

I have my internet/debit card usage emailed to me regulary. I can view abnormalities right away. Technology is wonderful these days.

r

 

[manny78]

last time I checked, my credit score was 810

MTS is that you ?

 

[cindylou]

1) keep your debit on you always for in-store purchases. Stuff where you sign something.

2) on the internet, use a CC with a limit. That way fraud is limited, and you can simply not pay the bill when it's misused. There's more onus on the company to conduct an investigation asap.

I have my internet/debit card usage emailed to me regulary. I can view abnormalities right away. Technology is wonderful these days.

r

i always use my debit card for online purchases but I will no more. I think it wont happen to me but I've got to stop thinking like that.