If you aren't looking to blast you are in a position where you can use Test Prop.
Women lose Test as they age from their mid to late 30s onwards.
Test prop 5mg every other day
Anavar 5mg -10mg every day
Introduce NPP 5mg every other day after 2 weeks if you feel you need to.
and see how you go.
You can titrate these doses up if you need to but as women I don't believe we need this.
Injectable short acting esters are better but if you have difficulty injecting yourself then just use Anavar. I would not use any other steroids personally.
Dropping fat is always about diet management which is the hardest part. Good luck.