Hey dipshit, no one said you couldn't live off that.
My point is it's not "rich" if you have a family and live somewhere like NYC, San Fran or DC. You probably have a decent house, maybe 1 nice car and can put your kids through college. But you're not jetsetting and spraying champagne off your yacht on the weekends. There's a difference between comfortable and rich
And while we're at it despite being irrelevant to the point.... Budgeting money has very little to do with being smart. There are shitloads of smart and/or wealthy people with horrible spending habits. That's more a matter of impulse and discipline.