It depends a lot on the person , but in the range of 1-2 iu/day -- your results are always going to be driven by the diet & training first. But the usual stuff is nicer skin, sense of well-being, maybe some fat loss - you can do sort of "spot injections" in the fatty waist / hip areas - but its all very very minimal and is over time. I don't consider it a "fat loss drug" -- don't forget that the whole point of HRT is to resupply levels to optimal youthful levels - i.e. more isnt' exactly "better". So if you are self medicating you aren't working w/ knowing your optimal levels of anything if you don't have the ongoing tests & adjustments in dosage. So to that end - I think the above resutls are what you can expect.
Sides wise the biggest thing, is again depeending on person, can experience wrist pain lthat feels like carpel tunnel - usually happens at higher doses but no guarantee you won't experience it -- depends on your body chemistry.
Some people claim to see the "fat melt off " - i've never actually seen that and would also question how much due to the person's diet & lifestyle anyway.