Right, because we really want the leader of the free world to have been an idiot with his finances and to not have planned ahead for rough times.
Do you have enough in savings to hold you over for a rough patch? If you do, are you willing to give it up to people you don't know just so you can feel like they do every day?
I was born into a welfare household and my main point is that it's damned tough to get out of that situation when that's your starting point. You can't save any money when you run out of it before the end of the month just paying for the
barest of necessities.
My household income currently puts us at the lower end of what is classified as "lower middle class" (when I could still work we were in the middle of that class). We are currently living paycheck to paycheck. We have exactly one month of expenses in savings and that was hard earned. We cannot save for any type of investments, including retirement. Our only asset, a house I've owned for 22 years (which I refinanced in 2003 to remove my ex husband, a decision we made thinking we could easily make up through the natural course of real estate appreciation) is worth
LESS than what I originally bought it for. LESS after 22 years! That happened when GW was in office. Before the crash houses similar to mine were selling for $150k and up. Now it's basically half that.
And we do not spend frivolously. We replaced our last vehicle when it hit 250k in miles and needed over $7k in repairs with a used car. We don't own even one flat screen t.v. We don't take expensive vacations or eat out or buy new clothes until the ones we have are rags. We have, however, had significant medical and dental expenses over the past two years which have all been straight out of pocket. So if I was willing to let my husband walk around with three teeth missing, my stepdaughter to live with two impacted wisdom teeth and 10 cavities, and me to give up the use of both of my arms we would have an extra $16,000 to our names.
Living paycheck to paycheck is not always because you're impulsive, lazy and lack foresight. Being on welfare is not always a choice, either. And I'm sorry, but when you're in your late 40s or 50s, working two jobs isn't usually physically possible or practical. You just don't have the physical stamina you have when you're in you're 20 years younger.
People like the Romney's DON'T GET IT. "Borrow from your family?!" WTF is that? When my mother finally was able to find a job that paid enough so she could get off welfare she rode public until she could afford a very used car to find better work. That work eventually turned out to be cleaning houses by day and offices by night and that's what she did until she died, six days a week, without benefits or paid time off. Her only investment was the house, which I had bought with her, and you already know what's happened to that. I guess it's a good thing she is dead, she'd be 76 now, I don't think she could have kept up that work schedule these days so my husband and I would be supporting her as well as my stepdaughter.
Mitt Romney and everyone who thinks like him - that you're only poor because you're lazy and frivolous - can kiss my lily white fat ass. Walk in my shoes for a year mutherfuckers, then tell me how easy it is.
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well I know for a fact ur a rubbish piker but what were we talking about here again? 
