Read an article recently that reffered to studies indicating that if you do cardio in the morning (i.e. on an empty stomach with little or no carbs available for fuel), your body will use body-fat for fuel if you exercise at 65% of max heart rate. The article went on to say that if you go over the 65% mark you risk burning muscle. Thought I would post here for opinions on this. I currently do cardio, at around 85% of max heart rate, for 35 minutes. I am thinking I might need to tone this down some.