I had a discover card and visa but I cut them up. With college I can only work enough to pay for my truck, rent, and all that other fun shit. It took way too long to pay them off and the interest was killin me, so when I was paid up I cut em up. Its alot less hassle to save up, not to mention cheaper.
BTW Gorgie Im 23 so play with that
thanx Powerhouse and Freak, I can get it locally, just didnt want to pay so much