People have made a lot of money doing this recently without having to put much effort into it. I can understand why people would be interested seeing how well some LO's do. It took me 3 years of busting my ass, dumbing it down for realtors, and doing shit loans until I had steady business and good income. Wasn't until last year that I really started to make money. I do not recommend getting into this now. Refi's are done, purchase business isn't easy to get. Become an artist. Listen to MTS.